It Might Rain

At one time we saved more than 10% of our paychecks. Now we are saving at half that rate. The expression “save for a rainy day” goes back centuries. Apparently many think it’s blue skies ahead. However, it might rain.

Millions of families have no choice. They have to live paycheck to paycheck. Many are stuck in low paying jobs (sometimes more than one) and are constantly teetering on the brink of financial disaster.

Other families could afford to save but choose to live it up. I have a neighbor who depends on lots of overtime so he can afford his sports cars. We have all heard stories of athletes and entertainers that lost multimillion dollar fortunes. The idea of delayed gratification seems to be a notion of another era.
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I am living proof that it can rain. A brain tumor ended my work career before I was fifty. Fortunately I had a very good job, lived frugally and invested my money wisely. Others may not be so lucky.
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